What percentage of the retail sales price can a pre-need seller retain free of trust from various pre-need sales?

The correct percentage a pre-need seller can retain free of trust from various pre-need sales is 15%. This regulation is designed to ensure that a significant portion of the funds from pre-need sales is placed into a trust to be used for the intended funeral services, thereby providing consumer protection. By stipulating that the seller can retain only 15% of the retail sales price, the law helps maintain the integrity of the funds held in trust for future services. This balance aims to allow the seller to cover some operating costs while safeguarding the consumer’s investment in future funeral services. Understanding this percentage is essential for both pre-need sellers to manage their business effectively and for consumers to be informed about how their money is being allocated.